Nikon hands down ! If you don't like it sell it for a small loss, you'll get most of your money back.
I used to buy and sell optics all the time. That way I was able hold, fondle, adjust and play with
them to make a better decision on what I liked best. Don't get ring marks on the tube and it's even
easier to sell one.
Personally, I have decided the Nikon Monarch series are the best bang-for-the-buck scope for me.
Good luck

!
(Ever look in the bargain basement sales area on SWFA? )