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Federal law says a dealer cannot transfer a handgun to any person under 21. An unlicensed individual can sell or give a handgun as a gift to a person who is over 18. (AR lowers are now included in this, and other rifle receivers that are not complete rifles.)
If you cash your paycheck and purchase a pistol for your girlfriend, that is a gift. If she gives you the money and says, "go buy a pistol for me, I'm too young," that is a straw purchase with serious consequences.
Our advice is to always beware of grey areas. I would be very hesitant to buy a pistol as a gift for an under-21 acquaintance. I would be more comfortable with the idea of a gift for a girlfriend in a serious relationship. I would have no worry about purchasing a pistol, as a gift, for an immediate family member (brother, sister, spouse, son or daughter). No matter what the relationship though, if someone hands you money and says, "go buy it - I can't," it is a felony.
State laws vary.
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